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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Chennai
  6. Chennai
  7. MICR: 600020044

MICR Code: 600020044

Bank: Indian Overseas Bank
IFSC Code: Ioba0000167
MICR Code: 600020044
Address: 75 By 151, Paper Mills Road, Perambur Chennai Pin 600011
City: Chennai
District: Chennai
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 600020044.

  • In this case first three codes 600 is city code and it represents city Chennai.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 044 represents branch. In our case branch is located at address 75 By 151, Paper Mills Road, Perambur Chennai Pin 600011.

How to find micr code (for example 600020044) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.