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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Chennai
  6. Chennai
  7. MICR: 600020078

MICR Code: 600020078

Bank: Indian Overseas Bank
IFSC Code: Ioba0000606
MICR Code: 600020078
Address: 197 By 4 A And B, Bangalore Trunk Rd, Nazarathpettai
City: Chennai
District: Chennai
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 600020078.

  • In this case first three codes 600 is city code and it represents city Chennai.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 078 represents branch. In our case branch is located at address 197 By 4 A And B, Bangalore Trunk Rd, Nazarathpettai.

How to find micr code (for example 600020078) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.