MICR Code: 600020208

Bank: Indian Overseas Bank
IFSC Code: Ioba0002811
MICR Code: 600020208
Address: 65 Thirumangalam Road Villivakkam Chennai 600049
City: Chennai
District: Chennai
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 600020208.

  • In this case first three codes 600 is city code and it represents city Chennai.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 208 represents branch. In our case branch is located at address 65 Thirumangalam Road Villivakkam Chennai 600049.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.