MICR Code: 605020013

Bank: Indian Overseas Bank
IFSC Code: Ioba0001778
MICR Code: 605020013
Address: District Court Buildings, Collector Office Road, Cuddalore607001
City: Cuddalore
District: Cuddalore
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 605020013.

  • In this case first three codes 605 is city code and it represents city Cuddalore.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 013 represents branch. In our case branch is located at address District Court Buildings, Collector Office Road, Cuddalore607001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.