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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Dharapuram
  6. Erode
  7. MICR: 638020035

MICR Code: 638020035

Bank: Indian Overseas Bank
IFSC Code: Ioba0001561
MICR Code: 638020035
Address: Ramakrishna Nallammai, Polytechnic Nagar, Kovai Road, Dharapuram, Pin 638656
City: Erode
District: Dharapuram
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 638020035.

  • In this case first three codes 638 is city code and it represents city Erode.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 035 represents branch. In our case branch is located at address Ramakrishna Nallammai, Polytechnic Nagar, Kovai Road, Dharapuram, Pin 638656.

How to find micr code (for example 638020035) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.