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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Gangavalli
  6. Salem
  7. MICR: 636020037

MICR Code: 636020037

Bank: Indian Overseas Bank
IFSC Code: Ioba0002770
MICR Code: 636020037
Address: 1 By3, Trichy Main Road, Naduvalur 636105
City: Salem
District: Gangavalli
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 636020037.

  • In this case first three codes 636 is city code and it represents city Salem.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 037 represents branch. In our case branch is located at address 1 By3, Trichy Main Road, Naduvalur 636105.

How to find micr code (for example 636020037) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.