MICR Code: 636020027

Bank: Indian Overseas Bank
IFSC Code: Ioba0001029
MICR Code: 636020027
Address: 27 By 2 A Tirupattur Salem Main Road Hanumantheertham Pin 636909
City: Krishnagiri
District: Hanuman Theertham
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 636020027.

  • In this case first three codes 636 is city code and it represents city Krishnagiri.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 027 represents branch. In our case branch is located at address 27 By 2 A Tirupattur Salem Main Road Hanumantheertham Pin 636909.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.