MICR Code: 606020102

Bank: Indian Overseas Bank
IFSC Code: Ioba0001882
MICR Code: 606020102
Address: 82 Gandhi Road Kallakurichi Pin 606202
City: Villupuram
District: Kallakurichi
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 606020102.

  • In this case first three codes 606 is city code and it represents city Villupuram.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 102 represents branch. In our case branch is located at address 82 Gandhi Road Kallakurichi Pin 606202.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.