MICR Code: 613020009

Bank: Indian Overseas Bank
IFSC Code: Ioba0000935
MICR Code: 613020009
Address: 3 By 36, Main Road, Nadukkadai, Kalyanapuram Thiruvaiyaru Tk Pin 613201
City: Thanjavur
District: Kalyanapuram
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 613020009.

  • In this case first three codes 613 is city code and it represents city Thanjavur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address 3 By 36, Main Road, Nadukkadai, Kalyanapuram Thiruvaiyaru Tk Pin 613201.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.