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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Karaikudi
  6. Sivaganga
  7. MICR: 630020204

MICR Code: 630020204

Bank: Indian Overseas Bank
IFSC Code: Ioba0000524
MICR Code: 630020204
Address: 10 By 67 Main Road Thirupachetti Pin 630610
City: Sivaganga
District: Karaikudi
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 630020204.

  • In this case first three codes 630 is city code and it represents city Sivaganga.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 204 represents branch. In our case branch is located at address 10 By 67 Main Road Thirupachetti Pin 630610.

How to find micr code (for example 630020204) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.