MICR Code: 626020204

Bank: Indian Overseas Bank
IFSC Code: Ioba0001227
MICR Code: 626020204
Address: Mudukkangulam Vil And Po, Via Kariapatti, Aruppukkottai Tk, Mudukkankulam, Pin 626106
City: Virudhunagar
District: Mudukkankulam
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 626020204.

  • In this case first three codes 626 is city code and it represents city Virudhunagar.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 204 represents branch. In our case branch is located at address Mudukkangulam Vil And Po, Via Kariapatti, Aruppukkottai Tk, Mudukkankulam, Pin 626106.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.