MICR Code: 620020512

Bank: Indian Overseas Bank
IFSC Code: Ioba0001068
MICR Code: 620020512
Address: 2 By 35A Main Road, Pachaperumalpatti Thuraiyur Pachaperumalpatti Pin 621015
City: Tiruchiorappalli
District: Pachaperumalpatti
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 620020512.

  • In this case first three codes 620 is city code and it represents city Tiruchiorappalli.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 512 represents branch. In our case branch is located at address 2 By 35A Main Road, Pachaperumalpatti Thuraiyur Pachaperumalpatti Pin 621015.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.