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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Palayamkottai
  6. Cuddalore
  7. MICR: 627020079

MICR Code: 627020079

Bank: Indian Overseas Bank
IFSC Code: Ioba0002301
MICR Code: 627020079
Address: 206 By 5, Vijayapathi Road, Radhapuram,627111
City: Cuddalore
District: Palayamkottai
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 627020079.

  • In this case first three codes 627 is city code and it represents city Cuddalore.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 079 represents branch. In our case branch is located at address 206 By 5, Vijayapathi Road, Radhapuram,627111.

How to find micr code (for example 627020079) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.