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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Palayamkottai
  6. Cuddalore
  7. MICR: 627020093

MICR Code: 627020093

Bank: Indian Overseas Bank
IFSC Code: Ioba0002863
MICR Code: 627020093
Address: A 18, North Main Road, Ngo A Colony, Tirunelveli 627007
City: Cuddalore
District: Palayamkottai
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 627020093.

  • In this case first three codes 627 is city code and it represents city Cuddalore.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 093 represents branch. In our case branch is located at address A 18, North Main Road, Ngo A Colony, Tirunelveli 627007.

How to find micr code (for example 627020093) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.