MICR Code: 613020007

Bank: Indian Overseas Bank
IFSC Code: Ioba0000293
MICR Code: 613020007
Address: Sri Pushpam College Compound Poondi Post Poondi Pin 613503
City: Thanjavur
District: Poondi
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 613020007.

  • In this case first three codes 613 is city code and it represents city Thanjavur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Sri Pushpam College Compound Poondi Post Poondi Pin 613503.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.