MICR Code: 629020104

Bank: Indian Overseas Bank
IFSC Code: Ioba0000263
MICR Code: 629020104
Address: New Sankara Vilas, Kuzhithurai Thengapattanam Road, Pudukkadai, Pin 629171
City: Kanyakumari
District: Pudukkadai
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 629020104.

  • In this case first three codes 629 is city code and it represents city Kanyakumari.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 104 represents branch. In our case branch is located at address New Sankara Vilas, Kuzhithurai Thengapattanam Road, Pudukkadai, Pin 629171.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.