MICR Code: 630020207

Bank: Indian Overseas Bank
IFSC Code: Ioba0001225
MICR Code: 630020207
Address: 1 By 122 Sami Illam Puludhipatti Pin 630309
City: Sivaganga
District: Puludhiopatti
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 630020207.

  • In this case first three codes 630 is city code and it represents city Sivaganga.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 207 represents branch. In our case branch is located at address 1 By 122 Sami Illam Puludhipatti Pin 630309.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.