MICR Code: 636020033

Bank: Indian Overseas Bank
IFSC Code: Ioba0002093
MICR Code: 636020033
Address: 1 By 73, Cuddalore Main Road, Puthiragoundanpalayam Athur Tq, Salem Dist Pin 636119
City: Salem
District: Puthragoundanpl
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 636020033.

  • In this case first three codes 636 is city code and it represents city Salem.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 033 represents branch. In our case branch is located at address 1 By 73, Cuddalore Main Road, Puthiragoundanpalayam Athur Tq, Salem Dist Pin 636119.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.