MICR Code: 622020016

Bank: Indian Overseas Bank
IFSC Code: Ioba0001052
MICR Code: 622020016
Address: 138A Main Road, Raghunathapuram Alangudi Taluk Raghunathapuram Pin 622302
City: Pudukkottai
District: Ragunathapuram
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 622020016.

  • In this case first three codes 622 is city code and it represents city Pudukkottai.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 016 represents branch. In our case branch is located at address 138A Main Road, Raghunathapuram Alangudi Taluk Raghunathapuram Pin 622302.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.