IFSC Code: Ioba0001331

Bank: Indian Overseas Bank
IFSC Code: Ioba0001331
MICR Code: 626020103
Address: 732 A B, Tenkasi Road, Rajayapalayam, Pin 626117
City: Virudhunagar
District: Rajapalaiyam
State: Tamil Nadu

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Ioba0001331.

  • In our case IFSC code's first four characters Ioba represents bank Indian Overseas Bank.
  • Remaining characters which are 0001331 represents branch. In our case branch is located at address 732 A B, Tenkasi Road, Rajayapalayam, Pin 626117.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.