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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Ranipet
  6. Vellore
  7. MICR: 632020103

MICR Code: 632020103

Bank: Indian Overseas Bank
IFSC Code: Ioba0000438
MICR Code: 632020103
Address: Plot 2B, Commercial Complex, Sipcot Industrial Estate, Ranipet
City: Vellore
District: Ranipet
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 632020103.

  • In this case first three codes 632 is city code and it represents city Vellore.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Plot 2B, Commercial Complex, Sipcot Industrial Estate, Ranipet.

How to find micr code (for example 632020103) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.