MICR Code: 614020004

Bank: Indian Overseas Bank
IFSC Code: Ioba0003255
MICR Code: 614020004
Address: 1 By 431 Ponniamman Koil Street Thirumakkottai Mannargudi Taluk, Tiruvarur Dist 614017
City: Thiruvarur
District: Thiruvarur
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 614020004.

  • In this case first three codes 614 is city code and it represents city Thiruvarur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address 1 By 431 Ponniamman Koil Street Thirumakkottai Mannargudi Taluk, Tiruvarur Dist 614017.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.