MICR Code: 605020022

Bank: Indian Overseas Bank
IFSC Code: Ioba0001107
MICR Code: 605020022
Address: 1 By 68 Cuddalore Road, Thookanambakkam Po, Thookanambakkam, Pin 607402
City: Cuddalore
District: Thookanambakkam
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 605020022.

  • In this case first three codes 605 is city code and it represents city Cuddalore.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 022 represents branch. In our case branch is located at address 1 By 68 Cuddalore Road, Thookanambakkam Po, Thookanambakkam, Pin 607402.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.