MICR Code: 620020522
Bank: Indian Overseas Bank |
IFSC Code: Ioba0000117 |
MICR Code: 620020522 |
Address: 27 Sas Complex Trichy Main Road Thottiam Pin 621215 |
City: Tiruchirapalli |
District: Thottiam |
State: Tamil Nadu |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 620020522.
- In this case first three codes 620 is city code and it represents city Tiruchirapalli.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 522 represents branch. In our case branch is located at address 27 Sas Complex Trichy Main Road Thottiam Pin 621215.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.