MICR Code: 620020023
Bank: Indian Overseas Bank |
IFSC Code: Ioba0002195 |
MICR Code: 620020023 |
Address: Puthur Main Road, Tiruchirapalli, Pin 620017, Dist Tiruchirapalli |
City: Tiruchirapalli |
District: Tiruchirappalli |
State: Tamil Nadu |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 620020023.
- In this case first three codes 620 is city code and it represents city Tiruchirapalli.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 023 represents branch. In our case branch is located at address Puthur Main Road, Tiruchirapalli, Pin 620017, Dist Tiruchirapalli.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.