1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Tiruchirappalli
  6. Tiruchirapalli
  7. MICR: 620020063

MICR Code: 620020063

Bank: Indian Overseas Bank
IFSC Code: Ioba0002815
MICR Code: 620020063
Address: 4 By185 Valavanthankottai Main Road, Valavanthankottai Vil. Tiruverumbur T.K, Trichy Dist.620015
City: Tiruchirapalli
District: Tiruchirappalli
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 620020063.

  • In this case first three codes 620 is city code and it represents city Tiruchirapalli.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 063 represents branch. In our case branch is located at address 4 By185 Valavanthankottai Main Road, Valavanthankottai Vil. Tiruverumbur T.K, Trichy Dist.620015.

How to find micr code (for example 620020063) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.