MICR Code: 620020523

Bank: Indian Overseas Bank
IFSC Code: Ioba0000256
MICR Code: 620020523
Address: 65 Main Road, Uppiliapuram, Pin 621011
City: Tiruchirapalli
District: Uppiliapuram
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 620020523.

  • In this case first three codes 620 is city code and it represents city Tiruchirapalli.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 523 represents branch. In our case branch is located at address 65 Main Road, Uppiliapuram, Pin 621011.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.