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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Vairichettipalayam
  6. Tiruchiorappalli
  7. MICR: 620020054

MICR Code: 620020054

Bank: Indian Overseas Bank
IFSC Code: Ioba0000728
MICR Code: 620020054
Address: 2 By 3136, Pillaiyar Koil St Vairichettipalayam Pin 621012
City: Tiruchiorappalli
District: Vairichettipalayam
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 620020054.

  • In this case first three codes 620 is city code and it represents city Tiruchiorappalli.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 054 represents branch. In our case branch is located at address 2 By 3136, Pillaiyar Koil St Vairichettipalayam Pin 621012.

How to find micr code (for example 620020054) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.