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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Tamil Nadu
  5. Valapadi
  6. Salem
  7. MICR: 636020044

MICR Code: 636020044

Bank: Indian Overseas Bank
IFSC Code: Ioba0002794
MICR Code: 636020044
Address: No 32 By2 Subbu Complex Attur Main Road Vazhapadi Salem 636115
City: Salem
District: Valapadi
State: Tamil Nadu

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 636020044.

  • In this case first three codes 636 is city code and it represents city Salem.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 044 represents branch. In our case branch is located at address No 32 By2 Subbu Complex Attur Main Road Vazhapadi Salem 636115.

How to find micr code (for example 636020044) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.