IFSC Code: Ioba0002911

Bank: Indian Overseas Bank
IFSC Code: Ioba0002911
MICR Code: 282020016
Address: Plot No 8 By13by1, Kaushalpur, Dayal Bag, Vijaya Bank Ke Pass, Agri U P Pin 282005
City: Agra
District: Agra
State: Uttar Pradesh

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Ioba0002911.

  • In our case IFSC code's first four characters Ioba represents bank Indian Overseas Bank.
  • Remaining characters which are 0002911 represents branch. In our case branch is located at address Plot No 8 By13by1, Kaushalpur, Dayal Bag, Vijaya Bank Ke Pass, Agri U P Pin 282005.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.