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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Agra
  6. Agra
  7. MICR: 282020005

MICR Code: 282020005

Bank: Indian Overseas Bank
IFSC Code: Ioba0000423
MICR Code: 282020005
Address: Mathura Road, Artoni Village, Pin 282007
City: Agra
District: Agra
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 282020005.

  • In this case first three codes 282 is city code and it represents city Agra.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Mathura Road, Artoni Village, Pin 282007.

How to find micr code (for example 282020005) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.