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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Agra
  6. Agra
  7. MICR: 282020014

MICR Code: 282020014

Bank: Indian Overseas Bank
IFSC Code: Ioba0002894
MICR Code: 282020014
Address: Sector 5, Nihal Complex, Avas Vikas Colony, Sikandra Bodla Road, Agra 282007
City: Agra
District: Agra
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 282020014.

  • In this case first three codes 282 is city code and it represents city Agra.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 014 represents branch. In our case branch is located at address Sector 5, Nihal Complex, Avas Vikas Colony, Sikandra Bodla Road, Agra 282007.

How to find micr code (for example 282020014) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.