MICR Code: 203020501
Bank: Indian Overseas Bank |
IFSC Code: Ioba0000992 |
MICR Code: 203020501 |
Address: Dhameda Kirat Village, Dhameda Kirat, Pin 203001 |
City: Bulandshahr |
District: Bulandshahar |
State: Uttar Pradesh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 203020501.
- In this case first three codes 203 is city code and it represents city Bulandshahr.
- Next three characters 020 represents bank Indian Overseas Bank.
- Remaining characters which are 501 represents branch. In our case branch is located at address Dhameda Kirat Village, Dhameda Kirat, Pin 203001.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.