MICR Code: 209020302

Bank: Indian Overseas Bank
IFSC Code: Ioba0002978
MICR Code: 209020302
Address: House No 7 Sarai Bahadur Kannauj 209725
City: Kanauj
District: Kannauj
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 209020302.

  • In this case first three codes 209 is city code and it represents city Kanauj.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address House No 7 Sarai Bahadur Kannauj 209725.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.