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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Lucknow
  6. Lucknow
  7. MICR: 226020023

MICR Code: 226020023

Bank: Indian Overseas Bank
IFSC Code: Ioba0001964
MICR Code: 226020023
Address: Scooters India Limited Sarojini Nagar Lucknow Pin 226008
City: Lucknow
District: Lucknow
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 226020023.

  • In this case first three codes 226 is city code and it represents city Lucknow.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Scooters India Limited Sarojini Nagar Lucknow Pin 226008.

How to find micr code (for example 226020023) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.