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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Raniganj
  6. Barabanki
  7. MICR: 713020302

MICR Code: 713020302

Bank: Indian Overseas Bank
IFSC Code: Ioba0000532
MICR Code: 713020302
Address: 20 Chittaranjan Road Ranigunj 713347
City: Barabanki
District: Raniganj
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 713020302.

  • In this case first three codes 713 is city code and it represents city Barabanki.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address 20 Chittaranjan Road Ranigunj 713347.

How to find micr code (for example 713020302) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.