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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Umahikalan
  6. Saharanpur
  7. MICR: 247020051

MICR Code: 247020051

Bank: Indian Overseas Bank
IFSC Code: Ioba0001208
MICR Code: 247020051
Address: Via Rampur Manharan Umahikalan Pin 247451
City: Saharanpur
District: Umahikalan
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 247020051.

  • In this case first three codes 247 is city code and it represents city Saharanpur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Via Rampur Manharan Umahikalan Pin 247451.

How to find micr code (for example 247020051) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.