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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttar Pradesh
  5. Varanasi
  6. Varanasi
  7. MICR: 221020102

MICR Code: 221020102

Bank: Indian Overseas Bank
IFSC Code: Ioba0002983
MICR Code: 221020102
Address: 102, Station Road, Mallu Talab, Bhadohi,U.P.221401
City: Varanasi
District: Varanasi
State: Uttar Pradesh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221020102.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 102 represents branch. In our case branch is located at address 102, Station Road, Mallu Talab, Bhadohi,U.P.221401.

How to find micr code (for example 221020102) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.