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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. Uttarakhand
  5. Kotdwara
  6. Garhwal
  7. MICR: 246020802

MICR Code: 246020802

Bank: Indian Overseas Bank
IFSC Code: Ioba0002543
MICR Code: 246020802
Address: M By S Maheswari Automobiles, Najibabad Road,P O Kotdwar Pin 246149, Pauri Garhwal, Uttarakhand
City: Garhwal
District: Kotdwara
State: Uttarakhand

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 246020802.

  • In this case first three codes 246 is city code and it represents city Garhwal.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 802 represents branch. In our case branch is located at address M By S Maheswari Automobiles, Najibabad Road,P O Kotdwar Pin 246149, Pauri Garhwal, Uttarakhand.

How to find micr code (for example 246020802) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.