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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Indian Overseas Bank
  4. West Bengal
  5. Habra
  6. North 24 Parganas
  7. MICR: 700020080

MICR Code: 700020080

Bank: Indian Overseas Bank
IFSC Code: Ioba0002637
MICR Code: 700020080
Address: 1 St. Flr, Holding No.130, Joygachi More. Jessore Road,P.O. Habra 743263, Dist. North 24 Parganas
City: North 24 Parganas
District: Habra
State: West Bengal

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700020080.

  • In this case first three codes 700 is city code and it represents city North 24 Parganas.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 080 represents branch. In our case branch is located at address 1 St. Flr, Holding No.130, Joygachi More. Jessore Road,P.O. Habra 743263, Dist. North 24 Parganas.

How to find micr code (for example 700020080) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.