MICR Code: 733020202

Bank: Indian Overseas Bank
IFSC Code: Ioba0002230
MICR Code: 733020202
Address: Shanti Market, Mohanbati, Raiganj, Pin 733134
City: Uttar Dinajpur
District: Raiganj
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 733020202.

  • In this case first three codes 733 is city code and it represents city Uttar Dinajpur.
  • Next three characters 020 represents bank Indian Overseas Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Shanti Market, Mohanbati, Raiganj, Pin 733134.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.