1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. IndusInd Bank Limited
  4. Chandigarh
  5. Ambikapur
  6. Surguja
  7. MICR: 497234001

MICR Code: 497234001

Bank: IndusInd Bank Limited
IFSC Code: Indb0000195
MICR Code: 497234001
Address: Near Banaras Road, Manendragarh Road, Ambikapur, Distt. Surguja, Chattisgarh 497001
City: Surguja
District: Ambikapur
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497234001.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Near Banaras Road, Manendragarh Road, Ambikapur, Distt. Surguja, Chattisgarh 497001.

How to find micr code (for example 497234001) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.