MICR Code: 394234051

Bank: IndusInd Bank Limited
IFSC Code: Indb0000094
MICR Code: 394234051
Address: Royal Chemist, Opposite Fuwar, Near Petrol Pump, Bardoli 394602
City: Surat
District: Bardoli
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394234051.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Royal Chemist, Opposite Fuwar, Near Petrol Pump, Bardoli 394602.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.