MICR Code: 395234004

Bank: IndusInd Bank Limited
IFSC Code: Indb0000265
MICR Code: 395234004
Address: Ug-49,50, Upper Ground Floor, Dada Bhagvan Complex, Kamrej Char Rasta Kamrej- 394 185 Dist: Surat Gujarat
City: Surat
District: Kamrej
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395234004.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Ug-49,50, Upper Ground Floor, Dada Bhagvan Complex, Kamrej Char Rasta Kamrej- 394 185 Dist: Surat Gujarat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.