MICR Code: 396234061

Bank: IndusInd Bank Limited
IFSC Code: Indb0000272
MICR Code: 396234061
Address: Shop No 2 & 3, Prem Residency Co. Op. Ho. Soc. Ltd, Lunsikui, Navsari- 396 465 Gujarat
City: Navsari
District: Navsari
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396234061.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 061 represents branch. In our case branch is located at address Shop No 2 & 3, Prem Residency Co. Op. Ho. Soc. Ltd, Lunsikui, Navsari- 396 465 Gujarat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.