MICR Code: 396234031

Bank: IndusInd Bank Limited
IFSC Code: Indb0000085
MICR Code: 396234031
Address: Plot No. C 6-13, Shrinathji Chambers,' Vapi Industrial Area, Char Rasta, Vapi 396 195
City: Valsad
District: Vapi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396234031.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Plot No. C 6-13, Shrinathji Chambers,' Vapi Industrial Area, Char Rasta, Vapi 396 195.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.