MICR Code: 141234521

Bank: IndusInd Bank Limited
IFSC Code: Indb0000163
MICR Code: 141234521
Address: Lower Ground Floor, Ganapati Towers, Gill Road, Near Cycle Market, Millerganj, Ludhiana ┬Û 141003 Punjab
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141234521.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 234 represents bank IndusInd Bank Limited.
  • Remaining characters which are 521 represents branch. In our case branch is located at address Lower Ground Floor, Ganapati Towers, Gill Road, Near Cycle Market, Millerganj, Ludhiana ┬Û 141003 Punjab.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.