MICR Code: 400105012

Bank: Janakalyan Sahakari Bank Ltd
IFSC Code: Jsbl0000012
MICR Code: 400105012
Address: 701, Kala Kunj, Linking Road, Near Telephone Exchange, Khar, Mumbai - 400 052.
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400105012.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 105 represents bank Janakalyan Sahakari Bank Ltd.
  • Remaining characters which are 012 represents branch. In our case branch is located at address 701, Kala Kunj, Linking Road, Near Telephone Exchange, Khar, Mumbai - 400 052..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.