MICR Code: 400105027

Bank: Janakalyan Sahakari Bank Ltd
IFSC Code: Jsbl0000027
MICR Code: 400105027
Address: Mahavir Center Premises, Plot No. - 77, Sector - 17, Vashi New Mumbai - 400 705.
City: Thane
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400105027.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 105 represents bank Janakalyan Sahakari Bank Ltd.
  • Remaining characters which are 027 represents branch. In our case branch is located at address Mahavir Center Premises, Plot No. - 77, Sector - 17, Vashi New Mumbai - 400 705..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.