MICR Code: 400804001

Bank: Janaseva Sahakari Bank Ltd (Borivali)
IFSC Code: Jasb0999999
MICR Code: 400804001
Address: Giriraj Apartment, Factory Lane, Opp M K High School, Borivali West, Mumbai 400092
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400804001.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 804 represents bank Janaseva Sahakari Bank Ltd (Borivali).
  • Remaining characters which are 001 represents branch. In our case branch is located at address Giriraj Apartment, Factory Lane, Opp M K High School, Borivali West, Mumbai 400092.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.